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Life License Companion
Welcome to the Life License Companion, a transformative session designed to elevate your expertise in the life insurance industry. This program is not just about passing a licensing exam; it’s about empowering you to become a confident and effective financial professional.
Disclaimer: This is not a prelicensing course. You must enroll in a prelicensing program, as each state’s Department of Insurance (DOI) has specific requirements for obtaining a license. To review your specific state’s requirements, please CLICK HERE.
To get licensed, you will need to complete a pre-license training course that prepares you for your State License Exam.
Each section of this program is crafted to provide an overview of the sections of the license.
Good news!
- This is the shortest and easiest license in financial services that you can get, comprised by only 6 chapters.
- You can choose between Life or Life and Health.
What You’ll Learn?
- Preparing for Success.
- Understand Core Concepts.
- Apply Best Practices.
- Execute with Confidence.
- Achieve Compliance.
- Master Leadership.
Pre-Licensing Course Registration
If you have not registered for the Life License, click the button below and get registered with your preferred provider from the following.
- Sign up for a class to obtain the Life license required to legally operate and sell within your field.
- Obtaining the proper licenses is critical to ensure compliance with industry regulations, which protects you legally and enhances your professional reputation.
- Empower your professional journey; register for your Licensing Class by [Complete Date].
In order of simplicity:
- Life Insurance License
- Life and Health Insurance License
Life Insurance License
This license allows you to sell life insurance products, including whole life, term life, and annuities. It’s essential for professionals focusing solely on life insurance.
Complexity Level: Low. The material primarily focuses on life insurance policies, their uses, and regulations governing them.
Average Hours Required: Approximately 20-40 hours of pre-license education, depending on the state requirements, followed by a state-administered exam.
Life and Health Insurance License
This license expands your capabilities, permitting you to sell both life insurance products and health-related insurance such as health plans, disability, and long-term care insurance.
Complexity Level: Moderate. This license covers a broader range of topics, requiring a deeper understanding of multiple types of insurance products and regulations.
Average Hours Required: Typically, 40-60 hours of pre-license education are necessary, due to the additional complexity and breadth of material covered, culminating in a state-administered exam.
Getting Licensed
One of the first steps to getting your HGI Business off the ground is to begin your Licensing and Appointment process.
To get Licensed you will need to go through a pre-license training course to prepare you for taking your State License Exam. HGI has partnered with a few different providers for pre-license training course.
ExamFX
Enter code “hgicrusade@examfx.com” for Special Pricing
🇺🇸 English and 🇪🇸 Spanish
XCEL Solutions
Enter code “HGI” for Special Pricing
🇺🇸 English and 🇪🇸 Spanish
Additional Information
Each states Department of Insurance (DOI) has specific requirements for getting licensed.
To review your specific state’s requirements.
Continue your Journey with Leader Mastery
Now select the Strategy Module according to your Pre-Licensing course selection: Life or Life and Health.
Life Insurance Pre-Licensing Exam

Life and Health Insurance Exam Prep & Practice

Strategy Session Content
Strategy Session
4 Lessons
0 Quizzes